26 November 2013

22-Digit IBAN Considered Harmful

Whoever decided to replace the old-fashioned 9-10 digit
bank account numbers by the 22-digit IBAN clearly favors
machines over humans.

It's cruel to force humans to fill 22-digit numbers into money transfer statements.

Everybody has heard of the 7 +/- 2 rule, the number of things a human can usually keep in short-term memory. 22 is clearly out of this range.

Banks of the world - this decisions does NOT make me love you.

"Der Spiegel" has a nice article about it, titled
"IBAN Die Schreckliche"

2 comments:

Patrick Cornelißen said...

And the worst part is that they more than doubled the amount of characters you have to type and you still have to to provide the SWIFT/BIC code to really make sure that the correct bank is identified.
(For at least 1-2 years)

Yury Schkatula said...

Meanwhile in Soviet Russia, we have 20-digit bank account numbers for about 15 years, if I remember it correctly (I used to develop on FoxPro that times).