Maybe I'm the last one to notice - but PayPal offers a smart password-generating
device called "Security Key". It's one of those cute one-time password generators - and (currently) works for both EBay and PayPal accounts.
Why don't the banks offer those devices for free??
I'm actually using PayPal only for a few transactions per year - but that's likely to increase - as their device (which costs only 5Euro / 5 USDollars) drastically increases security...
Anybody out there already owns one? They are currently (in 2007) sold in US, Germany and Australia, with many more countries to be included soon...